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Land Purchase

Loans

Your future starts with the right foundation. Whether you’re planning to build your home or invest in property for rental or commercial income, we provide the financing support you need to make it happen. 

  • Minimum plot size of 0.072 of an acre (40ft x 80ft), subject to meeting the restriction on minimum area size in the specified area.

  • Maximum plot size of 2.5 acres.

  • Minimum loan amount of UGX 5,000,000.

  • Financing is for plots within Kampala metropolitan and major urban and rural areas within major towns.

  • Loan-to-value ratio is based on the value or selling price of the plot, or whichever is lower.

  • Financing of up to 70% of plots in Kampala borrowed in local currency.

  • Up to 60% financing for plots in Kampala borrowed in foreign currency.

  • Up to 60% financing for plots outside Kampala borrowed in local currency.

  • Up to 60% financing for multi-residential plots in Kampala in local currency.

  • Up to 50% financing for multi-residential plots in Kampala and other areas in foreign currency.

  • Loan repayment period of up to 36 months for loans amount of UGX 5,000,000 to 35,000,000 (or foreign currency equivalent).

  • Loan repayment period of up to 48 months for loans amount of UGX 35,000,000 to 75,000,000 (or foreign currency equivalent).

  • Loan repayment period of up to 60 months for loans amount of UGX 75,000,000 and above.

  • Agricultural land or plot is not accepted as security.

  • Interest is calculated on a reducing balance basis.

Loan Features

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