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Minimum plot size of 0.072 of an acre (40ft x 80ft), subject to meeting the restriction on minimum area size in the specified area.
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Maximum plot size of 2.5 acres.
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Minimum loan amount of UGX 5,000,000.
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Financing is for plots within Kampala metropolitan and major urban and rural areas within major towns.
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Loan-to-value ratio is based on the value or selling price of the plot, or whichever is lower.
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Financing of up to 70% of plots in Kampala borrowed in local currency.
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Up to 60% financing for plots in Kampala borrowed in foreign currency.
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Up to 60% financing for plots outside Kampala borrowed in local currency.
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Up to 60% financing for multi-residential plots in Kampala in local currency.
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Up to 50% financing for multi-residential plots in Kampala and other areas in foreign currency.
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Loan repayment period of up to 36 months for loans amount of UGX 5,000,000 to 35,000,000 (or foreign currency equivalent).
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Loan repayment period of up to 48 months for loans amount of UGX 35,000,000 to 75,000,000 (or foreign currency equivalent).
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Loan repayment period of up to 60 months for loans amount of UGX 75,000,000 and above.
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Agricultural land or plot is not accepted as security.
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Interest is calculated on a reducing balance basis.
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